Money

Saving Money (General) Habits are expensive Cigarettes, coffee, candies/snacks, drugs (illicit or perscription) Cup of coffee only $1. Two cups a day $2. Five days a week $10. All month $40. Apply this to everything to understand real cost Shop at thrift stores/dollar stores for some items Get dishes, silverware, all the stuff you need for kitchen at thrift store cheap make frequent visits as their stock is constantly being added to Unique thrift stores sell all items for 50% off every Monday Some dollar stores are better than others Make frequent grocery trips Buy mostly just what's needed for a couple days Make use of your local public library Rent movies, CD's, books, magazines, for FREE Most have free internet Do you require it at home enough to pay for it?

Car New cars are expensive Even leasing one Save a lot of gas driving 60mph on highway Usually only takes a couple minutes longer Oil change every 3000-5000 miles or 3-5 months This prevents more serious and costly repairs

Luxuries Cell phones are expensive Do you require this luxury? A land phone can be aquired for around $10/mo Most people would save around $1000/yr with no cell

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