Bank of Dra'Lar by Chasmyr

his bank is run by Tre'chouchou Sparkchaser, a gnome illusionist of 7th level. He offers a wide variety of services, and is experimenting with a form of illusionary money. He calls his illusionary money "credyt." The means used to summon this money is a "credyt card."

Service Offered: Fee: Notes: Deposits 1% Fee paid on withdrawal Loans Negotiable Must have collateral equal to 200% the loans value. Vaults 10gp/month Must have funds on deposit. Nothing living or undead may be stored in the vaults. Credyt 2% Fee paid per transaction. Minimum transaction:10gp. Tre'chouchou set's the upper limit personally. Failure to pay debt may result in unpleasant occurences.

The credyt system is magical in nature. Each user is given an ivory card. Certain shops throughout the city have boxes with a slot for the card. The card activates the box on insertion into the slot. The shopkeeper then speaks the total amount of sale and the card user speaks their name, and agreement to sale. The box will then glow green if the sale is approved, red if the sale is not. The card is then returned to the buyer.

Tre'chouchou does not tell users of his "credyt system" of one more feature of his cards. They are magically traceable EVEN if the user is under a non-detection effect. Tre'chouchou has an undisclosed device that allows the cards to be traced within a 20 mile radius. It makes for much quicker debt collection.