Real Estate ... Reminder Services
Retirement ... Senior Citizens

PARENTS' PAGE 9

Tell the truth ... isn't it beautiful to be alive ... of course it is.


REAL ESTATE
The essence of a home really lies in the personalities of the people who live in it.

Ask the Builder … many of your questions have been asked and answered at the site - try it.
Apts and Rentals … zooming in until you find the perfect apartment for yourself.
Bank Rate Monitor … find the lowest interest rates available for all kinds of bank loans.
BrokersNYC … a New York site with negotiable commissions ... registration required.
Brooklyn Real Estate - fill out a "buyers dream form" - and in 24 hours be contacted.
Corocan Group - this is for Manhattan ... careful, this is mighty expensive real estate.
Corocan's Brooklyn Real Estate - this is their Brooklyn index ... but still top of the line.
Exact One Homes - excellent site, highly recommended for anyplace in the USA.
Fannie Mae ... foreclosed homes can be a big savings if you are able to do some fixin' work.
Fillmore Realty … brokerage firm serving the Brooklyn, Queens and Staten Island areas.
Freddie Mac … good information on site map for a more complete view of what's available.
Handyman … "a feast of home repair help, information, humor, and encouragement."
Home Advisor … here's buying a home ... from planning to shopping to financing to closing.
HomeAdvisor.com … a Microsoft site which includes many peripheral services.
Homebytes … lists/sells homes for a flat $500+ with some commission to the buyer's agent.
HomeGain … allows sellers to post their listings while brokers bid for reduced commissions.
Homenet … sell one, find another, buy it, move in, and make it your own ... welcome neighbor.
Home Price Check … free appraisals; just type in the street number, town, and state.
Homeseekers - nationwide database (homes/cars) and viewed in Engilsh, French, or Spanish.
HomePortfolio - home products - save scores of wasted trips to the hardware store.
Home Site … it says, "dedicated to those with the less than perfect home" - it's not for me.
HomeSteps … click on a state in which to conduct your search, or search by features.
HouseNet … information you need to keep your shelter beautiful and in good working order.
Insurance Professor … insurance can be confusing, intimidating, and costly ... here's help.
Interest.com … covers every financial question re purchasing real estate ... including loans.
Loan Payment Calculator … same as above ... guess we can use one to verify the other.
Mtg/Financial Calculaors … tools for analyzing your finances, especially pertaining to home.
Mortgage Calculator … enter principal, annual interest, term ... voilα, the monthly payment.
Mortgage Calculators … can I afford & how much, pmts, points, recouping costs, deductions.
MoveQuotes … returns estimates and contact numbers for any move you're contemplating.
Moving Center … every aspect of moving ... to many to mention here ... go see for yourself.
Mr. Fixit … appliances, electrical, heating/air-conditioning, plumbing, roofing, woodworking.
Owners.com … "for sale by owner" has about 20,000 listings and tips for buyers/sellers.
Rate.Net … lowest rate on a mortgage, car loan, credit card, or any other sort of loan.
Realtor.com … zooming in and here's where you'll find a home to buy ... plus other links.
Recycling - do the world a favor and make a visit before your next scheduled refuse pickup.
Repairing Drywall ... you can find just about all the illustrated instruction you need.
Salary Calculator ... compares the cost of living in your city with cost of living in other cities.
Schoolmatch ... provides nationwide info on school districts, a consideration in RE purchases.
Toiletology101 … let's plunge in; flush out the facts and plumb the depths of toilet repairs.
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Look what Buddy prepares for you ... I tell you, what a great guy he is.

Hey, you all know what "nimby" means (not in my backyard).
There’s now an arsonal of acronyms added to nimby ... try the following:

lulu … locally unaccepted land use
nimtoo … (used by local elected officials), not in my term of office
nimbl … (the budget director’s cry), not in my bottom line
niaby … (the hardliner’s cry), not in anybody’s backyard
nope … not on planet Earth
banana … build absolutely nothing anywhere near anyone

I wanted to install a skylight in my apartment ... the girl who lived above me was furious.
Finally … home is where you hang your @.


REMINDER SERVICES

Here you fill out the form indicating all your "special days," and they remind you by e-mail about those days you specify ... holidays, birthdays, bar-mitzvahs, weddings, confirmations, circumcisions, aniversaries. You name it, the service reminds you.
Any Day Life Minders Reminder Service Visto

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RETIREMENT

AARP ... the American Association of Retired Persons ... see links to financial planning.
ASEC ... no more anxiety and complexities of planning and saving for a comfortable future.
Certified Financial Planners ... offers general advice and brochures ... also local contacts.
Earnest&Young ... full range of retirement planning issues including traps and obstacles.
Estate Planning Guide ... when planning to protect your wealth and your family's future.
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Why when using those codes on the telephone, do they refer to it as a PIN number? The N in PIN stands for Number as in Personal Identification Number. Calling it a PIN Number is like saying Personal Identification Number-Number. Ditto for the ATM machine. That's the same as saying Automatic Teller Machine-Machine. Do you always say everything twice-twice?


SENIOR CITIZENS

"Life can only be understood backwards; but it must be lived forwards."
- Soren Kierkegaard (1813-1855)

AARP … website for the leading organization to lobby for senior citizens in the USA.
Access America … information on government services of interest to older Americans.
Access America … information on government services of interest to older Americans.
Administration on Aging … if you're a senior, or care about one, pay a visit; it's worth it.
Aging With Dignity … a particular emphasis on improving care for those at the end of life.
Mature Living … designed with the 55+ active senior in mind, the comprehensive, easy-to-use guide includes communities, presented in full color, with easy-to-read descriptions, maps and directions, and other info to help you find the community that's best for your lifestyle.
Senior … topics ranging from stroke management and osteoporosis to housing and fashion.
Senior's Guide … Yahoo's contribution to all things "senior" ... I should've invested in Yahoo.
Third Age … one of the more popular web sites aimed at older adults ... whoever they are.
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A woman walks up to a little old man rocking in a chair on his porch, and says:
"I couldn't help noticing how happy you look. What is the secret for your longevity?"
"I smoke three packs of cigarettes a day, eat fatty foods, never exercize ...
And of course, I have plenty of wine and women."
"That's amazing," she says. How old are you?" ... "Twenty six," he answers.

Minutes before cremation, this undertaker quietly sits down next to the grieving widow.
"How old was your husband?" he asks.
"He was ninety-eight," she answers softly. "Two years older than I am."
"Really?" the undertaker says. "Hardly worth going home, wouldn't you say?"

A 104 year-old woman was being interviewed by a reporter: "And what do you think is the best thing about being 104?" the reporter asked ... she answered, "No peer pressure"

AND FINALLY, YOU KNOW YOU'RE OVER THE HILL IF...

Seriously, remember the island of Luggnagg in Gulliver's Travels?. The people there live for ever. Swift shows the evil of such a destiny, unless accompanied with eternal youth.

And so the clock keeps ticking.

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