['Aalim Network QR] Hajj & Discharge of debt

["Akil M. Karim" <amk@ican.net>]

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|       In the Name of Allah, the Compassionate, the All-Merciful       |\
|  Greeting of Allah be upon Muhammad and the pure members of his House |\
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Salaamun 'Alaykum

The following questions were kindly answered by Shaykh Hamid.


Fee Amaanillah,

Akil Karim
Moderator - 'Aalim Network

---------- Forwarded Message ----------

I reviewed the Archives and did not find an answer to these specific questions (the March 1996 responses helped a bit)

If you could answer within the Frame-work of Ayat. Seestani's (may Allah protect him) and Ayat. Khoei's (may Allah keep him among Ahlul-Bayt) rulings.


QUESTION 1:

Supposing an individual has enough resources and a secure job and is able to go to Hajj, however, at the time of performing Hajj, has some non-khums debt  (credit cards, personal loan, etc.).  He is slowly paying off this debt and can continue to do so when he returns from Hajj.  Can he perform the Wajib Hajj or is he required to first discharge his debts?


ANSWER 1:

The debts that you cite are of a short-term nature and therefore the person would have to first discharge them before being able to
undertake the wajib Hajj.  However, if the debts were of a very long-term nature then the person could perform the wajib Hajj.


QUESTION 2: 
If the same situation exists as above, however, now there is also khums owed, in addition to the other debt. Altogether, these too will be paid off slowly.  The khums will be paid before the end of the current personal fiscal year (for khums calculation purposes?)
 

ANSWER 2:

The person cannot perform the wajib Hajj as long as there is any outstanding khums.   


QUESTION 3:

If one takes a loan from himself (i.e. through the employer sponsored 401k plan) and is now paying interest (also to himself), however, there is still a balance left.  Is he required to pay that off first prior to making the Hajj trip?


ANSWER 3:

I do not know how the 401k plan works, however, if the loan is from himself, then there is no objection to performing the wajib Hajj.


Wassalam,

Hamid Mavani