Imagine there is a bank that credits your account each morning
 with $86,400. It carries over no balance from day to day. Every
 evening deletes whatever part of the balance you failed to use
 during the day. What would you do?
 Draw out every cent, of course!!!!

 Each of us has such a bank.
 Its name is TIME.
 Every morning, it credits you with 86,400 seconds.
 Every night it writes off, as lost, whatever of this you have
 failed to invest to good purpose.
 It carries over no balance.  It allows no overdraft.
 Each day it opens a new account for you.
 Each night it burns the remains of the day.
 If you fail to use the day's deposits, the loss is yours.
 There is no going back.
 There is no drawing against the "tomorrow".
 You must live in the present on today's deposits.
 Invest it so as to get from it the utmost in health, happiness,
 and success! The clock is running.  Make the most of today.


 To realize the value of ONE YEAR, ask a student who failed a
 grade.

 To realize the value of ONE MONTH, ask a mother who gave birth to
 a pre-mature baby.

 To realize the value of ONE WEEK, ask the editor of a weekly
 newspaper.

 To realize the value of ONE HOUR, ask the lovers who are waiting
 to meet.

 To realize the value of ONE MINUTE, ask a person who missed the
 train.

 To realize the value of ONE SECOND, ask a person who just avoided
 an accident.

 To realize the value of ONE MILLISECOND, ask the person who won a
 silver medal in the Olympics.

 Treasure every moment that you have!  And treasure it more
 because you shared it with someone special, special enough to
 spend your time. And remember that time waits for no one.

 Yesterday is history
 Tomorrow is mystery
 Today is a gift
 That's why it's called the present!!

 It's National Friendship Week.  What better way to show you're someone's friend then
 to tell your friends you want to spend eternity with them.


 Friends are a very rare jewel, indeed.
 They make you smile and encourage you to succeed.
 They lend an ear, they share a word of praise, and they always
 want to open their heart to us.

 Show your friends how much you care.....

 Send this to everyone you consider a FRIEND.

 If it comes back to you, then you'll know you have a friend for
 life.


 Let's show our friends how much we appreciate them and what they
 mean to us.

 HAPPY FRIENDSHIP WEEK!!!!!!!!!


Received July 2, 1998