THE RANCHER AND THE BANKER

The rancher sat across the desk applying for a loan.
He'd never borrowed cash before
But times were hard, as he explained
and if they only could,
He'd like to borrow twenty grand.
The banker understood.

"That doesn't sound unreasonable,
Although it's quite a lot,
Your cows can be collateral.
How many cows you got?

"Two hundred head," the rancher said,
"That's give or take a few,"
"Well, that's enough," the banker said.
"Of course there's interest due."

In three months time the rancher came
and paid the loan in full,
But in his poke he had some left
that was expendable.

"Why don't you leave that cash with me,
the banker said, content.
"You put your money in my bank
"I'll pay ya eight percent.

The rancher paused, "Now let me see...
You gave me twenty grand
and then I paid you extra back
For lendin'me a hand.

Now I give you this pile of cash
and you pay me this time.
The extry that I done forked out,
at slightly over prime?"

The banker nodded helpfully
and lit himself a smoke.
The rancher seemed to cogitate
and then he finally spoke.

"I ain't too good at high finance . . .
you've put me on the spot
But fair is fair, so tell me sir,
How many cows you got?"

Author Unknown

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