As the Titanic went down Lucy's ill-timed comment to her secretary was "there is your beautiful nightdress gone." Which started a chain of events, two of the sailors said "Its all right for you - you can get more clothes, but we have lost everything." Sir Cosmo her husband, was given the okay to jump into the lifeboat and afterwards gave each of the sailors money (roughly $360 in today's value) to replace their belongings-a gesture that would seal this couples fate forever. BAck in London afterwaards, ssociety accused Duff of bribing the crew to row the only two-thirds empty craft from the scene without helping anyone. In May 1912 she was cleared of the charges at a British inquest. But this put a damper on the relationship between the two and they eventually separated, never divorcing and never having children. Cosmo died in 1931 and Lucy' business went bankrupt before her death in 1935. Many say for them, it was just as worse surving that to have gone down with the ship.