QUALITY COMPANIES. QUALITY CUSTOMER SERVICE. WHEN YOU NEED INSURANCE, YOU NEED DAVE.

"Dave helps you meet all your insurance needs cost-effectively with the product that best fits your insurance needs.  I will definitely do business with Dave again and will refer him to all my friends that have an insurance need." --  Jennifer L., Janesville, WI

Top 7 situations when you need insurance

Click on the example below which best describes your situation to find out what product best fits your insurance need* and why

    You are 23

    You are a part time student

    You are getting a divorce

    You are in between jobs

    You are going to visit a foreign country

    You are moving to a foreign country

    I am self employed

1.    You are 23 - At 23 you come off your parent's insurance whether you are a full-time student or not.  Student Insurance or Individual Health Insurance is the best option for you.  Get a free quote here

2.    You are a part time student - If you aren't a full-time student, then after 18 you can't be covered under your parent's insurance.  Individual Health Insurance is probably the best option for you.  Get a free quote here

3.    You are getting a divorce - If you are on your spouse's insurance, once the divorce happens you will not be covered, unless you exercise your COBRA rights.  Individual Health Insurance is probably the best option for you. Get a free quote here

4.    You are in between jobs - When you leave a job in most cases your insurance will be cancelled, you may be entitled to continue your insurance by exercising your COBRA rights.  Short Term Health Insurance is probably the best option for you.  Get a free quote here

5.    You are going to visit a foreign country - Most group insurance and individual policies will not cover medical difficulties outside your home country.  Short Term International insurance is probably the best option for you.  Get a free quote here

6.    You are moving to a foreign country - In most cases your insurance will not carry over when moving to a foreign country.  International permanent insurance is the best option for you.  Get a free quote here

7.    I am self employed - Now that you own your own business, you need to be sure that your insurance needs are met.  Individual Permanent health insurance is the best option for you.  Get a free quote here

*All of this information is based on the assumption that you are a relatively healthy person.