I've always been very conservative when it comes to HTML. I like minimalist layouts, pictures only when appropriate, and lots of interesting reading material. I don't like frames, I don't like JavaScript, and don't even get me started on ASP and browser-specific extensions. This is my toolkit.

• BBEdit -- The premier programmer's editor for the MacOS platform, I've been a BBEdit user for years. I barely even touch a word processor most of the time; my resume, for example, has never seen the inside of a word processor. Bare Bones it's not; it's actually a bit closer to emacs in features, but I like it anyway and use it on a daily basis.
• The Yahoo! Geocities file manager -- I actually rather like this little piece of software and I rather wish it was available for general usage. It's as good a web-based file management package as I've seen.
• AppleWorks -- For the discerning Mac user. I mostly use this for graphics creation since I haven't needed the word processor function since college. I'm still using version 5, which is a bit old and clunky, but it works nicely on MacOS 9.1, so why ditch it if I can't quite afford it?
• NIH Image -- This is a public domain image editing program (written in Pascal :-( ) that I've used quite a bit as a Photoshop substitute. It's rather long in the tooth, and I'd love to have someone tell me what it would take to update and Carbonize it.
• Netscape/Mozilla -- Because even a little bit of Redmond is a bad thing. Open Source forever!
• iTunes -- A horrific addiction that has consumed somewhere around half of my CD library. Beware free MP3 players -- and snap them up if you can. (I do have a copy of DeCSS floating around somewhere around here too...)