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Go to www.401k.com. Click on Home. Then TWB PS PLAN. Click on Payroll Deductions under ACT on the LHS. Click on Regular deductions. During Regular time, keep 10% for salary; 15% for profit sharing. During lean time, keep 15% for salary; 20% for profit sharing. If you want to rebalance, Click on Change Investments under ACT on the LHS and click on rebalance. you can also call 401K people at 1-800-835-5091

DocFind Directions: Goto www.aetna.com. Click on Find a Doctor. Click on Go to DocFind. Enter the Search Selections from the Drop Down Menu. Click on the type of Physicians and Medical professionals, Medical Facilities, Durable Medical Equipment, Institution of Excellence, or Pharmacies you are looking for. Click on Continue. Choose the Health Plan you are in Aetna Open Access Plans and Aetna Choices POS II (Open Access). You can determine if you would like to narrow your search to find a particular doctor or speciality if you would like. Or you can view all results for the area. Click on Continue. Click on Printer Friendly.

Aetna Plan Selection and Cost Estimator: Login to the Aetna Navigator. Click on Take Action on your Health. Click on Cost of care. Click on Plan Selection and Cost Estimator. Click on Continue. Select your Benefits year by using the drop down menu provided. Enter your Home Zip Code. Enter the info. on the Employee, Spouse and Children in the fields provided. Enter the info, requested on each plan. The Premier plan deducts $960 per year for family coverage and $450 for single coverage. There are no deductions from your paycheck for the value plan or the HRA plan. You do received a credit for the HRA plan. Answer the questions that are asked for each participant. You can switch to the next participant but click on the tabs above of the participant you need to complete. If you need to view your claims, click on the view claims button provided. Once you have answered the questions for each participant you listed, click on the next button. The info. you have entered is shown to you. You can modify the information if you need to by checking the Yes, Modify button. If you don't need to modify, click on the calculate button. The plan selection and cost estimator will show you an estimation of how each plan pays (based on the services you indicated) and how much money comes out of your pocket.

Aetna Hospital comparison Tool: Click on Take Action on Your Health.Pick a medical category, Choose a procedure within the category, Enter a Zip code and a mile radius. Select the hospitals you wish to compare. Understand you have no benefit or less of a benefit if you go to a non-participating hospital.

Aetna Estimate Cost of care: Click on Take Action on Your Health, Cost of care, Diseases & Conditions. Select a condition to learn the estimated costs one might expect to incur for the year. Decide what severity you would fall under based on your medical condition: low, medium, high. Enter the desired zip code.

Aetna Treating Illness: Click on Take Action on Your Health, Treating Illness, Health A-Z. Put Cholestrol in the search field and click on Go.

We can check on Aetna InteliHealth too

Social Security Online Whether you need to know the age at which you can receive full retirement benefits or how safe is Social Security, the Social Security Administration's site has it all. Among the highlights: You can calculate your benefits and apply for them as well. What's more, you can sign up for a free electronic newsletter that keeps you abreast of all things Social Security.

Medicare Among other things, the official U.S. government site for Medicare recipients includes the names of drug-discount card providers and a calculator to compare prescription drug prices and savings. You can also search for Medicare- and Medicaid-approved nursing homes, home-health agencies and physicians. Plus, you can compare and contrast various Medigap and Medicare + Choice health insurance plans.

BenefitsCheckUp This service of the National Council on Aging helps people age 55 and over find programs that pay for some prescription-drug, health-care and utilities costs, as well as other essential items or services. To benefit fully, you'll have to fill out one or two online questionnaires, one of which takes about 15 minutes to complete, the other, seven minutes. Doing so could well be worth the effort. There are, says the site, millions of Americans eligible for benefits who are not receiving them.

Department of Veteran Affairs. This site features online access to the VA's most requested forms, including the application for health benefits and the request for military records. It also has online search tool for VA facilities, a health-education library and information about life insurance, cemeteries, vocational rehabilitation, pension benefits, education benefits, home loans and health benefits.

Alzheimer's Association. This site helps visitors better understand the disease that currently affects 4.5 million Americans. It describes risk factors, warning signs, diagnosis, treatments and stages. The site also addresses the myths commonly associated with Alzheimer's, including the suggestions that memory loss is a natural part of aging, that Alzheimer's is not fatal, and that there are therapies available to stop the progression of the disease.

EyeCareAmerica.org This site sponsored by the American Academy of Ophthalmology provides free educational materials about eye disease and care and offers eye-care programs to seniors who qualify. For instance, seniors who've not seen an ophthalmologist in three or more years may be able to receive a referral for eye care at no out-of-pocket cost for up to one year. And those who've not had an eye exam in the past 12 months and are at increased risk for glaucoma may be eligible to receive a referral for a glaucoma screening

Legal Hotlines Sponsored by the AARP Foundation Technical Support for Legal Hotlines Project, this site has a state-by-state directory of non-profit organizations - legal hotlines, legal-services programs and others - offering free legal advice by telephone.

VolunteerMatch. This site helps seniors find places to volunteer. They simply enter their ZIP code and up pops all the local volunteer opportunities posted by nonprofit groups throughout the U.S. VolunteerMatch says it has helped thousands of nonprofits attract nearly 1.5 million volunteer referrals since 1998.

SeniorDiscounts.com This site boasts that it helps seniors find gold in their golden years. It offers more than 125,000 discounts for people over 50 who simply enter their zip code for breaks on airline tickets, hotels, restaurants, movie theaters and golf, to name just a few. Seniors and others can sign up for a free weekly newsletter that features hundreds of dollars worth of discounts and a chance to win a vacation.

AARP offers the grandest of all Web sites for people over 50. It costs $12.50 to join AARP, which gets you discounts on insurance, travel, computers and the like, but the information on its Web site is free. And what information it is. You'll find tips on developing a financial plan, driving safely, being a grandparent and choosing housing options. Plus, you can chat with other seniors in its online community. The site also has a bevy of free newsletters, including those that address health and wellness, computers and technology, financial planning and travel, for which you can sign up.

Beyond those 10, Miller says his other favorite sites include National Reverse Mortgage Lenders Association, National Institute on Aging, Administration on Aging, National Fraud Information Center/Internet Fraud Watch, National Association of Insurance Commissioners, Funeral Consumers Alliance, American Bar Association's Legal Aid and Legal Services and Federal Citizen Information Center.

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