About Pinnacle Insurance Plc
About Actuaries
My Publications
My CV
| 1963 | I was born on 7th February |
| 1974 | Started secondary school at Priestnall School, Stockport |
| 1979 | Passed 9 'O' Levels |
| 1981 | Passed 5 'A' Levels & 1 'S' Level |
| 1981 | Went to University at Imperial College, London |
| 1984 | Graduated from Imperial with a BSc in Mathematics and ARCS |
| 1984 | Started work as an actuarial student at Hymans Robertson & Co., consulting actuaries |
| 1987 | Joined Citibank life (now part of Lincoln National) |
| 1992 | Qualified as a Fellow of the Institute of Actuaries |
| 1994 | Joined Pinnacle Insurance Plc |
| 1995 | Elected to the Staple Inn Actuarial Society Committee |
| 1996 | 1st January, appointed a director of Pinnacle Insurance Management Services |
| 1996 | 20th July, married Simon Gledhill at our local parish church |
| 1999 | Honorary Secretary of the Staple Inn Actuarial Society for 1999/2000 session |
| 2000 | 1st February, presented Unemployment Past, Present and Future at the Staple Inn Actuarial Society. |
About Pinnacle Insurance
I work for Pinnacle Insurance plc, a UK composite insurer, which specialises in creditor insurance. Pinnacle provides cover for mortgages, loans and bills in the event of accident, sickness or unemployment. Visit the Pinnacle Insurance Plc website at www.pinnacle.co.uk
About Actuaries
What is an actuary? Actuaries make financial sense of the future. To find out more about what actuaries do visit the Institute of Actuaries website at www.actuaries.org.uk.
The Staple Inn Actuarial Society organises a programme of papers and social events aimed at the younger members of the profession. Visit the SIAS website at www.sias.org.uk to find out about the latest papers and events. It also publishes The Actuary magazine, its website can be found at www.the-actuary.org.uk. This website is still under construction at the time of writing.
My Publications
I have written a paper entitled Unemployment Past, Present and Future, with my colleagues Simon Jeffery and Graham Bolton. It was presented to the Staple Inn Actuarial Society on 1st February 2000 at Staple Inn Hall. The paper looks at the history of the creditor insurance market, the current marketing practices and the actuarial developments in this highly specialised niche market. Currently the creditor market has never been in such turmoil and the paper concludes with a look at future problems and the opportunities these present especially for the life and pensions market :
- Is unemployment an insurable risk?
- Is there a recession around the corner?
- Can unemployment cover be offered on Stakeholder Pensions?
- Can private insurance replace state benefits?
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Kathy Byrne
E-mail: kathy@byrneuk.com
Url: www.byrneuk.com
Last Modified : 13th August 2000