1lb hamburger/ground chuck
1 can refried beans
1 jar salsa (at least 16oz) any temp
1 sm can sliced or chopped black olives
2 lb each cheddar and mozzarella cheese
1 tsp cayenne pepper
1 bag of Tortilla chips
Preheat oven to 350 degrees. In a large skillet brown the ground beef, drain and replace back in the pan. Add half jar of salsa, can of black olives and cayenne pepper and heat on low heat allowing to simmer. In a bowl add the refried beans and remainder of the salsa and stir. In a 9x11 pan spread the beans making them the bottom layer. Sprinkle the cheddar cheese on top and spread the meat mixture on top of that, finally topping with the mozzarella cheese. Place in oven and bake until cheese is melted and bubbly. Serve with tortilla chips.
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