Credits
I've visited so many good sites that offer free graphics, I've lost track. Here are the ones I remember. If I used something of yours and didn't include your link, please email me.
Graphics
Promethean Fire - Dagny's Icons
Minnie's Cyber Home
Ann-S-Thesia: Aesthetic Pharmacist, Visual Ann-s-thetist
The Graphics Station
The Clip Art Connection
Andy's Art Attack!
The Clipart Warehouse
Backgrounds
Artmaker Studio
Laurie McCanna's Free Art Site
The Ball Boutique Free Graphics
Borders 'n Stuff
Steve McDaniels (Syruss) Free Graphics Page
"Button Borders" Backgrounds
Enchanted Backgrounds
Tools and Tutorials
tips & tricks for Paint Shop Pro
PC Resources for Photoshop
Fractals
Test Fractal Generator
Fractint Homepage