to the L.Y.R.E. Home Page
to the Reports PageSample Report
Are you retarded?
...financially, that is
This is a new program we are launching to help our readers with their finances. The best way to demonstrate what it's all about is an incident that occurred with a tenant. This young lady has a six-year-old son and a husband, who is in jail, but she is a nurse and makes pretty good money. Unfortunately she cannot stretch her salary to cover her expenses. I am often worried the little boy isn't getting enough to eat. So I often take her a bag of groceries. This time, the boy had just had a birthday and she didn't have a party for him, because she had no money, and I wondered what I could buy him. He needs a pair of shoes, she said. I can handle that, I said. Nike's, she added. I don't buy name brands because the name is all you are paying for. I know, she said, but that's what he wants. Reflecting for a moment I realized everything she bought fell into this category – the very best of everything. So this is the reason she is always broke, I thought, expensive name brands, highest quality everything, and anything the child asked for. No Nike's, I said. I can't afford it.
That's it, in a nut-shell. This girl typifies the average American. She is living way beyond her means, and suffering poverty while she is doing it. She is a perfect example of someone "starving to death with a loaf of bread under each arm." She is a normal American.
A man and his wife were reported on a TV Magazine show: He a successful architect and she a home decorator. Between the two of them, they made over $200,000 per a year. They were in debt to the tune of $150,000! People typically spend more than they earn. If they get a raise, or change to a better job, they spend more than that, too. They work and sweat, work and sweat a lifetime and wind up with Social Security – which is to say, nothing.
If you feel you fall into this category, I can help you.
Just as I help people turn their business around (I have never had a business that failed, and I've had dozens of businesses) I can turn personal disasters around. I can study your paid out journal, or receipt collection, and tell you exactly what you are doing wrong. I am the original penny-pincher. I make the girl who publishes the newsletter look like a big spender. I am the guy that saves twist ties, used Saran wrap and used paper towels. (No, I don't save used toilet paper – unless I use a piece to clean my glasses with. That I save. It's good for a lot of things, after the home-made Windex dries: Homemade ccWindex = 1/2 cup ammonia, 1/2 cup alcohol, 1 quart H20.) So, if you would like to turn your life around and start living like a king on the salary you make, let me know. Send me an accurate record of every cent you have spent in the last six months, and I'll tell you exactly what you are doing wrong, and what to do about it. Or would you rather work your butt off for the rest of your life and wind up with nothing. It's your call.
