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Download  FINCALC 6.0

FINCALC 6.0 is an easy to use Windows program designed to handle differing financial calculations related to investments and lending. The program acts like a loan calculator filling in missing terms and payment information. FINCALC displays and prints loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes. The investment portion of the program tracks stocks and mutual fund investments and provides up-to-date yield and profitability information for all your investments at a glance.  Calculations for retirement planning and investment annuities are possible. If for example, you need to know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC makes these calculations easy for you. FINCALC's business calculations are extremely helpful for retailing businesses. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price given a markup percent and cost. FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies.  It makes no difference whether you are a business or an individual, you can still benefit from using the program. FINCALC has been sold to those planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan options are least expensive. If you are involved in analyzing, acquiring, or recommending investments or lending instruments, you can benefit from using FINCALC. For a complete list of recent additions in version 6.0, see What's New and look at the version 6.0 history section.

Download File: FINCALC version 6.0   FINCALC6.ZIP (33.2MB)
Last updated: June 4, 2004
System Requirements:  Windows 95, Windows 98, Windows NT, Windows ME, Windows 2000, Windows XP, PKZIP/UNZIP(if you don't have PKWare's PKZip for Windows click on the hyperlink and download the free trial version), 32MB RAM, 79.3MB Free Disk Space, Pentium Pro processor or faster. 
Installing instructions: After downloading "FINCALC6.ZIP", in a desired directory, do the following to install the demo:

1.  Create a directory on your hard disk called "C:\Finistall". For detailed instructions on how to do this, follow the instructions (1a - 1d) below:

1. Right-click START to launch Windows Explorer.  Select Explore from the list. Windows   Explorer is displayed.
2. Click Local Disk (C:), to select it from the tree on the left side of the Explorer window. 
3. Select File-->New-->Folder.  The New Folder icon is displayed on the right side of the Explorer window.  It should be displayed in blue, which means you can rename the folder by entering a folder name of "Fininstall".
4. Type the folder name of "Fininstall" next to the icon labeled New Folder and press <enter>.  If you cannot enter the folder name, right-click the New Folder icon and select Rename from the list.  This will allow you to enter the folder name of "Finistall".  

2.  Navigate through the Windows Explorer tree to the location where you downloaded Fincalc6.zip and double-click this file.  This should launch WinZip.  

3.  Extract the contents of the file to the directory created in Step 1.   This is the directory called "C:\Fininstall".  Select Extract from the main window of WinZip.  A pop-up dialog box is displayed.  This is where you specify the extract directory C:\Fininstall.  Be sure to select the Use Folder Names option.  For more detailed instructions on how to do this, follow these instructions (3a - 3g) below:

1. In the Extract To text box of the Extract Dialog window, type C:\Fininstall, or navigate to the folder using the instructions in Step C and D below.  The Extract To folder is where the contents will be placed.
2. Click All Files, if it is not already selected.
3. In the Folders/Drives tree, click the (+) sign to the right of the Local Disk (C:) branch.  The subdirectory list is displayed.
4. From the subdirectory list, click the (+) sign to the right of the C:\fininstall directory, or click Fininstall (the directory name).  The directory path is displayed in the Extract To text box.
5. Click the check box for Use Folder Names.  If you fail to do this, the Setup.exe will not work correctly.
6. Click Extract on the WinZip Extract dialog box.   A progress bar is displayed. When the extract has been completed, you will be returned to the main window of WinZip.
7. Click File-->Exit to close WinZip.

4.  When the contents of Fincalc6.zip file has been extracted into the directory C:\Fininstall, you are ready to start the Fincalc installation.

5.  Click START-->RUN to begin the installation of Fincalc 6.0. When the Run text box is displayed, enter "C:\Fininstall\setup.exe".  Click OK.   This will completely install the software.  Follow the on-screen instructions to complete the installation. 

NOTE: "FINCALC 6.0" uses a Database Management System called Interbase.  The first time you launch FINCALC 6.0, you are prompted to install Interbase 6 Open Edition.  Please accept the default options shown. This installs the Interbase server and client components for Fincalc to function normally. Do not change the Interbase install options! Click Next and navigate through the installation windows until the message that the installation has finished is displayed.  Depending upon your OS, the DOS command window may need to be closed, before the Fincalc application will start. Close this window if it does not close automatically. When the DOS command window closes, Fincalc will start after a short period. Depending upon the memory in your machine, Fincalc can take 15 to 30 seconds to load the very first time.  The Interbase installation only occurs the first time you launch Fincalc. All subsequent attempts will assume Interbase is installed.  If you see an error like "Unknown user name or password, Unavailable Database Alias:IBLoan", the Interbase engine is not available and loaded in memory.  This could mean the Interbase installation failed, or the server is not functioning. In this case do the following: 

1. Click OK until each message prompt disappears and the main window of Fincalc is displayed. 
2. Do a FILE|EXIT from the main window of Fincalc and terminate the application after it starts. 
3. Launch the Interbase installation manually.  Click START|RUN.   In the text box that follows enter the following: "C:\FINCALC\IBSetup.bat". Click "OK".  This restarts the Interbase installation.  Click "Next" on each installation window that follows.  This will accept the default installation options.  Click "Finish" after you see the installation  timeline disappear.  If the DOS command window does not disappear automatically, close the window manually when you receive the message that the operation was successful. 
4. Start Fincalc 6.0 by clicking on START and selecting the application icon from the popup menu,  or double-click the icon on your desktop. 
5. If the application fails to start displaying the error described above, check the status of the Interbase Server.  To do this click START|PROGRAMS---> Interbase 6 Open Edition 6.0.2.0--->Interbase Server Manager.  When the Interbase Manager window is displayed, look at the Status group box.  Click Start if the status shows the Server is stopped.  Stop and Start the server if it shows it is running. 

When running the installation, if you get the error, "A required DLL file, WS2_32.DLL was not found", you will need to add this file to your C:\Windows\System directory.  You may need to upgrade your version to the newest level of your OS. This file should be available on your OS install CD's.  You might try the Microsoft web site to locate the file at www.microsoft.com.  Once you have installed WS2_32.DLL and WS2HELP.DLL, rerun the Interbase Open Edition installation. Follow the instructions in Step 3 above, to complete the Interbase 6 Open Edition install.  Click OK and accept the rollback changes option when the error first occurs.  You can de-install Interbase from the control panel using ADD/REMOVE programs if needed.  This error has only been seen on Windows 95 installations.

The following program files will be placed in the C:\FINCALC directory after the setup.exe program is run.

1. FINCALC.EXE--The main program file.
2. LNPAYOUT.DLL--Library required by FINCALC.EXE.
3. BALLONCALC.DLL--Library required by FINCALC.EXE.
4. LOANCALC.DLL--Library required by FINCALC.EXE.
5. FINCALC.HLP--The online help file.
6. FINCALC.CNT--Help content file.
7. FINCALC6.BMP--Graphic file for main window.
8. FINCALC.ICO--ICON for use with FINCALC.EXE.
9. FINREAD.TXT--The file which you are viewing that contains installation and product information.
10. PRINT1.DLL--Library required for FINCALC.EXE that handles print functions for non-balloon amortizations.
11. PRINT2.DLL--Library required for FINCALC.EXE that handles print functions for non-balloon amortizations.
12. FINCALC.DGB--A file required by FINCALC.EXE.
13. CLPRT1.DLL--Library required by FINCALC.EXE.
14. CLPRT2.DLL--Library required by FINCALC.EXE.
15. LIST1.DLL--Library required by FINCALC.EXE.
16. LIST2.DLL--Library required by FINCALC.EXE.
17. LOANRESTORE.BAT--DOS batch file for restoring the loan database.
18. RESTLOAN.LOG--Restore log file from a loan database restore.
19. LOANBACKUP.BAT--DOS batch file for backing up the loan database.
20. LOANBACK.LOG--Backup log file from a loan database backup.
21. LOANBLANK.BAT--DOS batch file for restoring a blank loan database with MetaFile data.
22. FINCALC.GBK--The first generation backup file of the loan database.
23. OLDLOAN.GBK--The second generation backup file of the loan database.
24. OLDLOAN.GDB--A renamed FINCALC.GDB file that can function as a loan database.
25. GBAK.EXE--A DOS command line backup and restore utility for use with Interbase database files.
26. JOES_LOAN1.QRP--A formatted sample report file.
27. JOES_LOAN2.QRP--A formatted sample report file.
28. JOES_LOAN3.QRP--A formatted sample report file.
29. FILE_ID.DIZ--An internet identification file used to identify Fincalc.
30. INVEST.GBK--The first generation backup file for the investment database.
31. INVESTBACKUP.BAT--DOS batch file for backing up the invest database.
32. INVESTBLANK.BAT--DOS batch file for restoring a blank invest database with MetaFile data only.
33. INVESTRESTORE.BAT--DOS batch file for restoring an invest database backup.
34. INVESTBACK.LOG--Backup log file from an invest database backup.
35. RESTINVEST.LOG--Restore log file from an invest database restore.
36. OLDINVEST.GDB--A renamed INVEST.GDB file that can function as a investment database.
37. INVEST.GDB--The investment tracker database used by Fincalc 6.0.
38. FINCALC.GDB--The loan database used by Fincalc 6.0.
39. IBWIN32SETUP.EXE--The Interbase Client and Server software installation program.
40. IBSETUP.BAT--DOS batch file that passes the setup options to IBWIN32SETUP.EXE.
41. EDIT.COM--DOS utility that displays the a backup and restore log once the process has completed.
42. EDIT.HLP--Help file for EDIT.COM.
43. README.TXT--Operations instructions for IBWIN32SETUP.EXE.

The above files are the required configuration for the licensed installation and cannot be installed without the use of the setup program. The setup program will place most files in a directory called "C:\FINCALC".  Other directories will be used as required to install system files and database components. Use of the uninstall program is required to properly remove the software. You can access the uninstall from the control panel under the "add remove programs" icon by selecting Fincalc 6.0, and Interbase 6 Open Edition.

If installing under WIN 95, WIN98, WIN 2000, WIN ME, WIN NT, or WIN XP, the install program will do the following:

1.  Create an ICON on the Desktop under the START Menu called "FINCALC 6.0".
2.  Copy all required files to the C:\FINCALC directory.
3.  Copy all required Windows System files.
4.  Copy and register all required Interbase files.
5.  Create a Desktop icon called "FINCALC 6.0".

Download  FINCALC 5.0

"FINCALC 5.0" is a Windows program designed to handle differing financial calculations related to investments and lending.  The program acts like a loan calculator filling in missing terms and payment information.  FINCALC 5.0 will display and print loan amortization schedules considering four types of insurance, miscellaneous fees and charges, and real estate taxes.  Calculations for retirement planning and investment annuities are possible.  If for example, you need to   know the time value of withdrawals given a starting balance, or the amount of money your investment will be worth given a period of time, APR, compounding, and recurring deposit amount, FINCALC 5.0 will make these calculations easy for you.  FINCALC 5.0's business calculations are extremely helpful for retailing companies. As an example, you can quickly determine the markup percent, or the cost of an item given the price and markup percent, or the price, given a markup percent and cost.  FINCALC has been sold to gift shops, lawyers, bankers, insurance agents, real estate agents, finance companies, car dealers, and retailing companies.  It makes no difference whether you are a business or an individual, you can still benefit from using the program.  FINCALC has been sold to individuals planning for retirement, or who need loan interest for tax purposes, or who need to manage investments better, or who need to evaluate which loan option is least expensive.  If you are involved in analyzing, acquiring, or recommending investements or lending instruments, you can benefit from using FINCALC 5.0.   For a complete list of recent additions in version 5.0, see What's New and look at the version 5.0 history section.

Download File: FINCALC version 5.0   FINCALC5.ZIP (11.2MB)
Last updated: March 9, 2002
System Requirements:  Windows 95, Windows 98, Windows NT 4.0,  PKZIP/UNZIP (click on this hyperlink to get a copy of Windows PKZIP), 16 MB RAM, 25.2MB free disk space, and a Pentium Pro processor or faster.
Installing instructions: After downloading "FINCALC5.ZIP", unzip this file in any directory. This will unzip one single file called "FINCALC5.0.exe".  FINCALC5.0.exe is a self-extracting installation file that automatically starts the setup.  In Windows explorer, double click on the file called FINCALC5.0.exe to start the installation after unzipping FINCALC5.ZIP.   Follow the on-screen instructions to complete the installation. 

NOTE: "FINCALC 5.0" uses a Database Management System called Interbase.  The first time you launch FINCALC 5.0, you will be prompted automatically to register the Interbase Server Engine.  The registation keys will be provided on-screen and also in the FINREAD.TXT file.  The keys will be displayed the first time you launch Fincalc 5.0 in a message prompt.  It is recommended that you view and print the text file during the installation, so you can refer to the "Important Release Notes" and the keys.  You will be prompted during the installation to display the text file before selecting finish.  When prompted, you can display and print the file.  All registration keys are context sensitive and must be entered exactly as shown.  Once your are prompted to enter the keys during the initial FINCALC 5.0 startup, click on "OK".  FINCALC then reminds you to restart the Interbase Server.  You can ignore this message since FINCALC 5.0 automatically starts the Interbase Server for you.  If you receive a database related error running FINCALC 5.0, chances are that you did not properly register the Interbase software as explained above.  In this case do the following.

1. Do a FILE|EXIT from the main windows of Fincalc 5.0 and terminate the
application after it starts.
2. Shutdown any traces of the Interbase Server if a green icon appears
on the system tray. Right mouse click on the icon and select the
"shutdown" choice.
3. Launch the Interbase registration utility manually. Click on
START|RUN. In the text field that follows enter the following:
"C:\FINCALC\IBLICENSE.EXE". Then click on "OK". This will restart the Interbase registration utility. Click on "REMOVE" and delete any keys shown. Click on "ADD" and then enter the key values. Click on "OK" when you are done. You should receive a message stating the operation was successful.
4. Ignore the message about the Interbase Server must be restarted.
Fincalc 5.0 will restrart the server automatically when you lauch the
application in the next step.
5. Start Fincalc 5.0 by clicking on START and selecting the application
icon from the popup menu. You should see the green icon appear on
the system tray and be able to perform all database functions
normally.
6. Once you have registered the Interbase Server engine properly you
will not have to worry about issues like this again. If you fail to do this
correctly, various parts of Fincalc 5.0 will fail to function properly and different errors will be displayed.

 

NOTE: You can shutdown the Interbase server anytime by doing a
RIGHT mouse click on the green system tray icon, and then doing a
left click on the popup choice for "shutdown".  If you terminate Fincalc 5.0
by closing the main window, the server remains active.  If you
terminate Fincalc by doing a FILE|EXIT combination, the server is terminated automatically.  If you close the main window from the
upper right hand corner, the server remains active and during your next lauch of Fincalc 5.0, you will be reminded that a previous
instance of the server is running.  You must then select "OK" to contine.

The following program files will be placed in the C:\FINCALC directory, after the self-extracting executable (FINCALC5.0.exe) has completed the demo software installation.

1. FINCALC.EXE--The main program file.
2. LNPAYOUT.DLL--Library required by FINCALC.EXE.
3. BALLONCALC.DLL--Library required by FINCALC.EXE.
4. LOANCALC.DLL--Library required by FINCALC.EXE.
5. FINCALC.HLP--The online help file.
6. FINCALC.CNT--Help content file.
7. FINCALC52.BMP--Graphic file for main window.
8. FINCALC.ICO--ICON for use with FINCALC.EXE.
9. FINREAD.TXT--The file which you are viewing that contains
installation and product information.
10. PRINT1.DLL--Library required for FINCALC.EXE that handles
print functions for non-balloon amoritzations.
11. PRINT2.DLL--Library required for FINCALC.EXE that handles
print functions for non-balloon amoritzations.
12. FINCALC.DGB--A file required by FINCALC.EXE.
13. CLPRT1.DLL--Library required by FINCALC.EXE.
14. CLPRT2.DLL--Library required by FINCALC.EXE.
15. LIST1.DLL--Library required by FINCALC.EXE.
16. LIST2.DLL--Library required by FINCALC.EXE.
17. RESTORE.BAT--DOS batch file for Restoring the Fincalc
database.
18. REST.LOG--Restore log file from a database restore.
19. BACKUP.BAT--DOS batch file for Backing up the Fincalc
database.
20. BACK.LOG--Backup log file from a database backup.
21. BLANK.BAT--DOS batch file for restoring a blank Fincalc
database with MetaFile data only.
22. IBLICENSE.EXE--Interbase Registration Utility for
registering the Interbase Database Engine.
23. IBLICENSE.EXE--Library required by IBLICENSE.EXE.
24. IBLICENSE.TXT--A text file containing the registration
keys for IBLICENSE.EXE.
25. FINCALC.GBK--The first generation backup file of the
Fincalc database.
26. OLD.GBK--The second generation backup file of the
Fincalc database.
27. OLD.GDB--A renamed FINCALC.GDB file that can function
as a Fincalc database.
28. GBAK.EXE--A DOS command line backup and restore utility
for Interbase database files.
29. GBAK32.DLL--Library required by GBAK.EXE.
30. IBSERVER.EXE--The Interbase Server that processes SQL
requests.
31. IBMGR32.EXE--A windows GUI backup and restore utility
for Interbase database files.
32. IBMGR32.HLP--A help file for IBMGR32.EXE.
33. IBMGR32.CNT--A help contents file for IBMGR32.EXE.
34. JOES_LOAN1.QRP--A formatted sample report file.
35. JOES_LOAN2.QRP--A formatted sample report file.
36. JOES_LOAN3.QRP--A formatted sample report file.
37. _DEISREG.ISR--A Fincalc registraion file used during
the installation.
38. _ISREG32.DLL--A Fincalc library file used by SETUP.EXE.
39. DEISL1.ISU--A Fincalc registration file used during the
the installation.
40. FILE_ID.DIZ--An internet identification file used to
identify Fincalc.

The above files are the required demo configuration and cannot be
installed without the use of the setup program. The "FINCALC5.ZIP" file
can be unzipped in any directory and the above files will be installed
using the self extracting setup program (FINCALC5.0.exe) included in
the ZIP file. The setup progam will place all files in a directory
called "C:\FINCALC". Do not change this directory when running
FINCALC5.0.exe.

If installing the demo under WIN 95, WIN 98, or NT4.0, the install
program will do the following:

1. Create an ICON on the Desktop under the START
Menu called "FINCALC 5.0".
2. Copy all files to the C:\FINCALC directory.
3. Copy all required Windows System files.
4. Copy and register all required Interbase files.

[HOW TO INSTALL THE FINCALC 5.0 DEMO]

WINDOWS 95 USERS:

To run the installation program, select from the desktop START|RUN then
enter [drive]:\dir\FINCALC5.0.exe. (As an example: C:\FIN\FINCALC5.0.exe).
The "dir" is the directory or path, where you placed FINCALC5.ZIP
and unzipped the file.  You can also start the demo installation using
Windows Explorer.  To use this method, double click on the unzipped
file called FINCALC5.0.exe.  This is a self-extracting executable
that will completely install the software.  Follow the on-screen
instructions to complete the installation.

WINDOWS 98 USERS:

To run the installation program, select from the desktop START|RUN then
enter [drive]:\dir\FINCALC5.0.exe. (As an example: C:\FIN\FINCALC5.0.exe).
The "dir" is the directory or path, where you placed FINCALC5.ZIP
and unzipped the file.  You can also start the demo installation using
Windows Explorer.  To use this method, double click on the unzipped
file called FINCALC5.0.exe.  This is a self-extracting executable
that will completely install the software.  Follow the on-screen
instructions to complete the installation.

WINDOWS NT USERS:

To run the installation program, select from the desktop START|RUN then
enter [drive]:\dir\FINCALC5.0.exe. (As an example: C:\FIN\FINCALC5.0.exe).
The "dir" is the directory or path, where you placed FINCALC5.ZIP
and unzipped the file.  You can also start the demo installation using
Windows Explorer.  To use this method, double click on the unzipped
file called FINCALC5.0.exe.  This is a self-extracting executable
that will completely install the software.  Follow the on-screen
instructions to complete the installation.

[HOW TO RUN FINCALC 5.0]

A. Windows 95:
After the setup program was ran, just click on the icon
called "FINCALC 5.0" created under the Start Menu.  In
other words, on the Windows 95 desktop, click
on START, then "FINCALC 5.0" near the top of the START
Menu.

B. Windows 98:
After the setup program was ran,, just click on the icon
called "FINCALC 5.0" created under the Start Menu. In
other words, on the Windows 95 desktop, click
on START, then "FINCALC 5.0" near the top of the START
Menu.

C. Windows NT:
After the setup program was ran, just click on the icon
called "FINCALC 5.0" created under the Start Menu. In
other words, on the Windows 95 desktop, click
on START, then "FINCALC 5.0" near the top of the START
Menu.

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The J.D.P. Software Logo is a trademark of J.D.P. Software.  All other products mentioned are registered trademarks of their respective companies.  Questions or problems regarding this web site should be directed to Piedimonte@aol.com.  Copyright © 1998-2004 J.D.P. Software.  All rights reserved.

Last Modified:  Wednesday, September 8, 2004